immoafrica blog

The seven habits of accomplished home buyers Buying a new home is especially stressful for first-time buyers but they can do much to look like “old-hands” – and avoid common problems – by following some basic guidelines. The very first of these, says Berry Everitt, MD of the Chas Everitt International property group, is to [...](more...)

Is Household Sector borrowing becoming too aggressive too soon? Indebtedness needs to drop further, and savings needs to increase. It was made known by the SARB (Reserve Bank), last month, that South Africa’s level of household indebtedness, as measured by the household debt-to-disposable income ratio, was 74.7% in the 1st quarter of 2012. Disappointing is [...](more...)

Jump into the world of mortgage jargon with us, as we help you stay home-finance savvy. This week it’s I…(more...)

It’s time once again to jump into the jargon of the world of home finance. This week we feature letters E & F…(more...)

In South Africa the major banks all distinguish between 2 available options, depending on your financial circumstances. Within these you have various bond options and terms which provide you with a considerable amount of flexibility. The current interest rate is the single most important influencing factor determining how much you pay on your mortgage bond [...](more...)